LOW offer...How much should my insurance company pay me for my car?

Totaled my car. 2006 Honda Accord. Value Package. 95k miles on it. Cosmetically: The the paint had no dullness to it. One thick, but short scratch on the bumper and that was it. Interior had no signs of wear on the upholstery or the paneling. As far as mechanically, no repairs have ever been made on it. No transmission problems and no motor problems at all. I've researched some values for it and this is what I came up with... (I assumed Good Value for it) KBB Retail: $10,975 KBB Trade: $6750 NADA Retail: $10,275 NADA Trade: $6750 Insurance companies offer? $5200. Advice on getting them to bump up and what figure should I settle for. I've found multiple cars at dealer lots around the area. One the exact same as mine color mileage and all for $10,500. Before the first offer I was hoping to wind up with $8500 to $9000 for it is that reasonable to expect?

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